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Wednesday, August 20, 2008

Title Company and Builders Going Out of Business


You know, we all keep thinking that the companies today dependant on the real estate market that are still in business today, especially the large ones, made it through this real estate crisis. On the other hand, that just is not the case. If you are interested in seeing just how many mortgage companies "bit the dust" since the real estate fall, go to mortgage implode and take a look. You'll say, "WOW" and you'll recognize some too! Back on track to what prompted me to write this today; established Title Companies are imploding still. My wife works for Stewart Title North Texas and she hears first about the different Title Companies that fall, and I've heard of two major ones just in the last two weeks. From the beginning, so many Realtors have chosen to work with some of the more risky title companies that "walk all up and down" the P53 law that put limits and restrictions on how you can market in the real estate world. It hand cuffed many title companies. One of my fellow Active Rain Bloggers Mark Macejewski blogged about his experience and thoughts about this. Again trying to stay on track to conclude my thought here, Stewart Title has chosen NOT to walk that line and has aggressively held their business development officers (biz development officer=marketing person for a title company)accountable for not crossing that P53 rule that could cost mucho money in fines. At times, many folks, including myself, thought that Stewart Title may be one of those companies that might just fall out of site because they just aren't keeping up with the aggressive style of the new "5.0 version", if you will, of today's title company. Stewart is alive and well in this down time, and it shows that trying to "keep up with the Jones's" isn't always what it's built up to be. Stewart Title is one of the oldest title companies erected, and because they didn't change their ways when everyone else did, they are alive. This all feeds back to, if you gamble big, you win big but you lose big too. If you gamble conservatively, you win and lose small, but you stay alive to gamble another day. I think that is how it goes...OK, I just made it up, but it sounds good right?

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