Custom Search
body { background:#fff url("http://www1.blogblog.com/harbor/rocks_left.jpg") no-repeat right bottom; background-attachment:fixed; margin:0; padding:0; font:x-small Georgia, Serif; color:#003366; font-size/* */:/**/small; font-size: /**/small; } /* Commented Backslash Hack hides rule from IE5-Mac \*/ body {background-attachment:scroll;} /* End IE5-Mac hack */ a:link { color:#000000; text-decoration:none; } a:visited { color:#764; text-decoration:none; } a:hover { color:#cc0000; text-decoration:underline; } a img { border-width:0; } /* Page Structure ----------------------------------------------- */ #wrap { background:url("http://www2.blogblog.com/harbor/sky_left.jpg") repeat-x; min-width:740px; margin:0; padding:0; text-align:left; font: normal normal 99% Georgia, Times, serif; } #wrap2 { background:url("http://www.blogblog.com/harbor/lighthouse_left.jpg") no-repeat left 0px; } #wrap3 { background:url("http://www1.blogblog.com/harbor/cloud_left.jpg") no-repeat right 75px; } #wrap4 { background:url("http://www1.blogblog.com/harbor/center_cloud_left.jpg") no-repeat 50% 0px; padding:15px; width:100%; width/* */:/**/auto; width: /**/auto; } #outer-wrapper { max-width:890px; padding: 0 30px 50px; width:100%; width/* */:/**/auto; width: /**/auto; } html>body #outer-wrapper { border:3px double #fff; } #main-wrapper { width:64%; float:right; word-wrap: break-word; /* fix for long text breaking sidebar float in IE */ overflow: hidden; /* fix for long non-text content breaking IE sidebar float */ } #main { margin:0; padding:0; } #sidebar-wrapper { width:32%; float:left; word-wrap: break-word; /* fix for long text breaking sidebar float in IE */ overflow: hidden; /* fix for long non-text content breaking IE sidebar float */ } #sidebar { margin:0; padding-top: 170px; } /** Page structure tweaks for layout editor wireframe */ body#layout #outer-wrapper, body#layout #sidebar, body#layout #wrap4, body#layout #header { margin-top: 0; margin-bottom: 0; padding: 0; } body#layout #sidebar-wrapper { width: 180px; margin-left: 0; } body#layout #wrap4, body#layout #outer-wrapper { width: 650px; } /* Header ----------------------------------------------- */ #header { padding-top:15px; padding-right:0; padding-bottom:10px; padding-left:110px; position: relative; } .Header h1 { margin:0 0 .25em; color:#000000; font: normal bold 270% Verdana, sans-serif; } .Header h1 a { color:#000000; text-decoration:none; } .Header .description { margin:0; max-width:700px; line-height:1.8em; text-transform:uppercase; letter-spacing:.2em; color:#000000; font: normal bold 75% Arial, sans-serif; } /* Headings ----------------------------------------------- */ h2 { margin:1.5em 0 .75em; line-height: 1.4em; font: normal bold 95% Arial, sans-serif; text-transform:uppercase; letter-spacing:.2em; color:#cc0000; } /* Posts ----------------------------------------------- */ h2.date-header { margin:2em 0 .5em; color: #cc0000; font: normal normal 85% Georgia, Serif; } .post { margin:.5em 0 1.5em; } .post h3 { margin:.25em 0 0; padding:0 0 4px; font-size:140%; font-weight:normal; line-height:1.4em; } .post h3 a, .post h3 strong { background:url("http://www1.blogblog.com/harbor/icon_lighthouse.gif") no-repeat left .15em; display:block; padding-left:20px; text-decoration:none; color:#000000; font-weight:normal; } .post h3 strong { background-image:url("http://www2.blogblog.com/harbor/icon_lighthouse2.gif"); color:#000; } .post h3 a:hover { color:#cc0000; } .post-body { background:url("http://www.blogblog.com/harbor/divider.gif") no-repeat center top; padding-top:12px; margin:0 0 .75em; line-height:1.6em; } .post-body blockquote { line-height:1.3em; } .post-footer { color:#999; text-transform:uppercase; letter-spacing:.1em; font-size: 78%; line-height: 1.4em; } .comment-link { margin-left:.4em; } .post-footer .post-timestamp, .post-footer .post-author { color:#666; } .comment-link strong { font-size:130%; } .comment-link { margin-left:.4em; } .post img { padding:4px; border:1px solid #cde; } /* Comments ----------------------------------------------- */ #comments { background:url("http://www.blogblog.com/harbor/divider.gif") no-repeat center top; padding:15px 0 0; } #comments h4 { margin:1em 0; font-weight: bold; line-height: 1.6em; text-transform:uppercase; letter-spacing:.2em; color: #cc0000; font: bold 78% Georgia Serif; } #comments h4 strong { font-size:130%; } #comments-block { margin:1em 0 1.5em; line-height:1.4em; } #comments-block dt { margin:.5em 0; } #comments-block dd { margin:.25em 20px 0; } #comments-block dd.comment-timestamp { margin:-.25em 20px 1.5em; line-height: 1.4em; text-transform:uppercase; letter-spacing:.1em; } #comments-block dd p { margin:0 0 .75em; } .deleted-comment { font-style:italic; color:gray; } .feed-links { clear: both; line-height: 2.5em; } #blog-pager-newer-link { float: left; } #blog-pager-older-link { float: right; } #blog-pager { text-align: center; } .comment-footer { font: 78%/1.4em Georgia , Serif; } /* Sidebar Content ----------------------------------------------- */ .sidebar .widget, .main .widget { background:url("http://www.blogblog.com/harbor/divider.gif") no-repeat center bottom; margin:0 0 15px; padding:0 0 15px; } .main .Blog { background-image: none; } .sidebar ul { list-style:none; margin-left: 0; } .sidebar li { margin:0; padding-top:0; padding-right:0; padding-bottom:.25em; padding-left:15px; text-indent:-15px; line-height:1.5em; } .sidebar p { color:#666; line-height:1.5em; } /* Profile ----------------------------------------------- */ .profile-datablock { margin:.5em 0 .5em; } .profile-data { margin:0; font: normal bold 95% Arial, sans-serif; font-weight: bold; line-height: 1.6em; text-transform:uppercase; letter-spacing:.1em; } .profile-img { float: left; margin-top: 0; margin-right: 5px; margin-bottom: 5px; margin-left: 0; padding: 4px; border: 1px solid #cde; } .profile-textblock { margin:.5em 0 .5em; } .profile-link { font:78%/1.4em Georgia,Serif; text-transform:uppercase; letter-spacing:.1em; } /* Footer ----------------------------------------------- */ #footer-wrapper { clear:both; padding-top:15px; padding-right:30px; padding-bottom:0; padding-left:50px; text-align: center; } #footer .widget { background:url("http://www.blogblog.com/harbor/divider.gif") no-repeat center top; margin:0; padding-top:15px; line-height: 1.6em; text-transform:uppercase; letter-spacing:.1em; } -->

Thursday, December 11, 2008

Refinance Boom Becoming More Real w/ Rates Below 5% Today

Short and sweet! Junk mail has been hitting my inbox for about a week now talking about an expected "refi boom". Well, that looks more and more likely.
Today, the 30 year fixed rate has officially dropped below 5% and made itself available at 4.75% at Service First Mortgage.Speculations are that expectations for the short term, 2-3 months, rates will be moving up above what we have seen in the recent 10 years. If you are looking to refinance your ARM, or even a 6.5% or higher fixed rate, don't get caught on your heels. The experts were right when they said we'd see rates below 5% in the coming months, as today's rates prove their hypothesis correctly.

No comments:

Testimonials & About Me

My photo
Frisco, Texas, United States
In 2002, Brad Lynch began energetically consulting families in finding the right mortgage plan for their needs. In the beginning years, he was trained by a mentor who led by example, and this example was the epitome of integrity. Brad learned in the beginning by his mentor that many prospects may not consciously see what good intentions he has for them, do to the “wrap” many have caused w/in this industry, but always do what is right for the customer and in the end it will payoff. Integrity coupled with an energetic nature to nurture relationships, Brad has created clients for life. Through these clients for life, referrals have become the lifeblood of his business.