September 2009
Your Mortgage Consultants for Life at Service First Mortgage, Brad Lynch and Michael Greiner, want to welcome you to our first newsletter. You can expect one every other week.
SO, WELCOME!
Our goal is to deliver you quality information regarding our industry, industry news, and mortgage rate updates. As usual, and by choice, we have been performing our services under the pressure of a REFERRAL ONLY business. We decided that a biweekly newsletter by email would be another great way for our past clients and other advocates to share us with their friends, family, and coworkers so that our list of clients for life can continue to grow for years to come.Short and brief will be our focus as we send these out. This way, you can quickly and easily scan through titles and subtitles to see if each edition involves a subject that you might be interested in.
Sincerely,
Brad Lynch and Michael GreinerService First MortgageBrad Lynch 469-450-2723 bl@fmillc.com
Michael Greiner 972-261-1055 mg@fmillc.com
Make Your Home Safer
Top 5 Home Hazards:
Our homes are supposed to be our safe havens - and most of the time they are. But every year, more than 33 million people are injured by consumer products in their "safe havens." Here are the "Top Five Hidden Home Hazards," according to the U.S. Consumer Product Safety Commission (CPSC):
- Magnets. As the number of children's products containing magnets has increased, so have injuries. When these tiny magnets fall out of toys, children are tempted to swallow them. Though a single magnet may not cause a tragedy, two or more magnets (or a magnet and any other metal item) are cause for alarm. They can attract to one another through the intestinal wall and pinch or twist the intestines - causing holes, blockages, infections, even death.
- Recalled products. The CPSC can get recalled items off retailers' shelves, but once a product is inside your home, you have to be on the lookout. Pay attention to the recall announcements and check for those items in your home.
- Tip-overs. It can be fatal for a child to pull over a large item like a television or a bookcase. Make sure such items are stable in their positions, and monitor children who go near them.
- Windows and coverings. Curtain and blind cords are a choking hazard and should always be kept out of the reach of children. Don't rely on window screens to prevent children from falling out. Screens are designed to keep bugs out, not kids in.
- Pool and spa drains. Pool drain suction can be strong enough to hold an adult under water. However, most incidents involve children. Missing or broken drain covers are often the reason for these accidents. For pool owners: Install a safety vacuum release system that detects drain blockage and alters the pool pump or water circulation to prevent an accident. For parents and guardians: Check the drains, or at least determine where they are, before allowing children to use the pool.
How To Train Your Brain
If you want to keep your brain fit, it isn't enough just to read a master tome like Ulysses. Researchers believe that the most effective way to keep your brain in top shape is to do activities that pull you out of routines and expose your senses to new things. Here are simple three brain exercises: Brush your teeth with the other hand. If you're right-handed, brush your teeth with your left. It may take a little more time, but it pulls your brain out of its normal routine and forces it to use the other side of its circuits. Place clocks and pictures upside down for a day. This forces you to reorient and reinterpret familiar objects, which makes the brain use spatial networks it hasn't used in a long time. Close your eyes. As you make your way around the house, close your eyes and force your brain to exercise the connections between your sense of touch and spatial memory.
About Service First Mortgage
At Service First Mortgage, we work "By Referral Only". This makes it possible for us to spend 100% of our time with our current loyal clients for life, rather than chasing down our next "deal". If you or someone you know needs a mortgage consultant they can trust, please give us a call or email us.
"Don't Keep Us a Secret"!
Service First MortgageBrad Lynch 469-450-2723 bl@fmillc.com
Michael Greiner 972-261-1055 mg@fmillc.com
Quotes
A successful person is one who can lay a firm foundation with the bricks that others throw at him or her. - David Brinkley
They say that time changes things, but you actually have to change them yourself.- Andy Warhol
You grow up the day you have your first real laugh - at yourself.- Ethel Barrymore
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Quiz Question:
To be answered in next Newsletter edition:
What is the team of Moses Horwitz, Louis Feinberg, and Jerome Horwitz more popularly known as?
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